As co-founders of Capital Asset Advisors, Tim and Scott combine their strengths to meet and exceed client expectations. Tim’s visionary thinking complements Scott’s meticulous attention to detail, creating a powerful partnership that serves clients from all backgrounds. Whether you’re saving to invest, growing your wealth, or preserving it, Capital Asset Advisors is here to support you every step of the way.
Tim Minert
Tim Minert brings over 30 years of experience to his role as an Independent Advisor with Capital Asset Advisors. Before establishing his RIA, Tim held pivotal roles in reputable financial institutions, including serving as a Registered Principal and working in Branch Management at Cambridge Investment Research. His experience with major financial institutions includesFidelity, Charles Schwab, VanGuard and American Funds offers a strong foundation for managing money and growing assets. Tim obtained a degree in finance from the University of Nebraska and places a high priority on continuing education for himself, his staff, and his clients. In the role of financial advisor, Tim collaborates very closely with clients. Beginning with an initial meeting to establish the current financial picture, (ie income, expenses, investments, and goals), he then provides a custom, personalized plan to move forward towards his client’s financial objectives. A key component of Capital Asset Advisors is its well-crafted technology platforms. Tim has worked diligently with his partners to ensure ease of use and provide clients with the latest robust tech for accurate planning communication. Not inclined to dictate one way of doing things, Tim seeks to empower individuals to make informed dictate one way of doing things, Tim seeks to empower individuals to make informed decisions and secure their financial future.
Scott R. Koesterer CFP®, ChFC®
I began as a financial advisor in 2000 and became a CERTIFIED FINANCIAL PLANNER™ Professional in 2005. I have been working to provide personalized service to my clients, helping them reach their goals and dreams of financial independence ever since. I spend a lot of my time meeting and talking with our clients, keeping current on the financial markets, economic news, and doing research for the portfolios that I manage for our clients. When I have the free time, I am out riding my road bike for fun and fitness, tending to my garden, or just spending time with my family and friends in beautiful Arizona. I have a Bachelor of Science degree in business and have also earned the designations of CERTIFIED FINANCIAL PLANNER™ Professional and Chartered Financial Consultant®. I currently hold life, health, disability and long-term care insurance licenses.Our Mission at Capital Asset Advisors
- Wisdom: We believe in the power of time-tested financial principles. Our advice is all about helping you make smart decisions that stand the test of time.
- Integrity: Trust is everything to us. We’re committed to being open, honest, and always putting your best interests first.
- Compassion: We know that money matters can be personal and sometimes challenging. We’re here to listen, understand, and offer solutions that fit your unique situation.
- Education: We want you to feel confident about your financial choices. That’s why we’re dedicated to teaching you the basics of budgeting, saving, investing, and more—so you can make informed decisions every step of the way.
- Service: We believe in giving back. Our work is more than just business; it’s a service to our community. We actively look for ways to support charitable causes that reflect our values.
- Accountability: We set the bar high for ourselves. Excellence is our standard, and we’re always working to ensure we meet it in everything we do.
